# Zinance — full overview for LLMs

> Outsourced bookkeeping, tax, fractional CFO, and payroll for funded startups, SMBs, and growing companies — a complete finance team without the headcount.

## What Zinance is
Zinance is a US-based outsourced finance firm that runs a company's full back-office finance function: daily bookkeeping, tax and R&D credits, fractional CFO support, and finance operations (accounts payable/receivable, payroll). It is built for venture-backed startups (seed to Series A and beyond), funded companies, SMBs, and growing businesses that need investor-grade finance without hiring a full in-house team.

## Who it's for
- Venture-backed and funded startups (seed to Series A and later)
- Growing SMBs and companies that need reliable, investor-ready books
- Founders, CEOs, and finance leaders who want clarity on cash, runway, and burn

## What makes Zinance different
- Daily-closed books — your numbers are current within 24 hours, not a month behind
- Live runway and burn dashboards for real-time cash visibility
- A dedicated human finance team reachable over chat, email, and Slack — fast answers, not a ticket queue
- Transparent flat monthly pricing, no long-term contracts
- Full data ownership — your books belong to you
- Live in 7 business days

## Services
### Outsourced Bookkeeping (https://www.zinance.co/services/bookkeeping)
Daily books, zero chaos, full financial visibility. Every transaction categorized and reconciled within 24 hours and turned into investor-ready reports.

### Startup Tax & Compliance (https://www.zinance.co/services/tax)
Every part of the tax lifecycle — filings, reports, and deadlines — handled end to end so you can plan ahead and stay compliant.

### Fractional CFO (https://www.zinance.co/services/fractional-cfo)
The clarity, control, and confidence of a senior CFO without the full-time cost: dynamic financial models, KPI dashboards, and board-ready reporting.

### Accounts Receivable & Payable (https://www.zinance.co/services/ar-ap)
The full cash-flow cycle, from client invoices to vendor payments — every dollar in and out tracked, automated, and reconciled.

### Startup Payroll (https://www.zinance.co/services/payroll)
Payroll end to end: salaries, taxes, benefits, and contractor pay. People get paid on time, books stay reconciled, compliance handled.

### R&D Tax Credit (https://www.zinance.co/services/research-development)
Identify, calculate, and claim every eligible R&D credit — up to $500K against payroll taxes — so you reinvest in growth instead of losing cash to missed incentives.

## Industries served
SaaS, E-commerce, Startups, Professional Services, PE & VC Funds, and Non-profits.

## Pricing (summary)
Bookkeeping: Starter $349/month (expenses up to $3M/year), Growth $849/month (up to $12M/year), Enterprise custom (over $12M/year). All bookkeeping plans include daily bookkeeping, live runway and burn dashboards, team access over chat/email/Slack, and 1,000+ KPIs with 100+ CFO reports. Tax, Fractional CFO, and Finance Operations are priced separately — contact Zinance. Full pricing: https://www.zinance.co/pricing (or https://www.zinance.co/pricing.md).

## Links
- Website: https://www.zinance.co
- Book a demo: https://www.zinance.co/demo
- LinkedIn: https://www.linkedin.com/company/zinancehq
- Crunchbase: https://www.crunchbase.com/organization/zinance