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Loved by fast-growing founders · AI + Real Accountants

Full-stack finance for fast-growing companies.

Bookkeeping, tax, and a fractional CFO, handling your finances daily.

One team. Every finance job. Done daily.

01 · Bookkeeping

Books, updated every single day.

AI categorizes and reconciles every transaction daily. Your bookkeeper catches the edge cases, so month-end is a non-event.

  • Daily categorization & reconciliation
  • 1,000+ KPI live dashboard
  • Automated AR/AP end-to-end
Daily CloseLive · Today
92%

Auto-categorized by AI

1,148 of 1,248 transactions. The rest go to your bookkeeper, same day.

Today’s transactions
  • Stripe payout$48,210.00Categorized
  • AWS · infrastructure$6,412.88Categorized
  • Ramp · card settlement$18,940.22Categorized
  • Gusto · payroll run$92,304.17Reconciled
  • Customer wire · Aperture Co$64,500.00Reconciled
  • Figma · annual plan$1,188.00Categorized
  • Vendor prepayment$12,000.00Bookkeeper
Uncategorized
$0
Suspense
$0
Month-end
Closed

A finance team that's always current.

Bookkeeping cadence
Reporting
Response time
Team coverage
Auto-categorization
Claude / ChatGPT access (MCP)
Daily, real-time
1,000+ KPI live dashboard
~10 min on Slack
One team, one roof
90%
Yes
Traditional firms
Once a month
Generic P&L only
2–3 days
A different expert each time
70–80%
No
Human expert

A real expert, on Slack, in about ten minutes.

~10-minute response

On Slack or email, from someone who already knows your books, not a ticket queue.

Guidance, not just reports

We flag what needs your attention and tell you what to do next, before it becomes a problem.

Senior expertise on your account

Accountants who have done this at the largest firms in the world, dedicated to your business.

Slack
You
Quick one, why did our software spend jump last month?
Claire · Zinance
Good spot. Two things, and only one is real. Figma went 12 to 41 seats, and AWS billed the same invoice twice.
Spend summary
Software & tools, July
$74,080
vs 3-month average
+32.3%
Figma · 29 new seats
+$1,845/mo
AWS · charged twicedisputed
$8,412
Real increase
+$1,845/mo
You
Are we getting the AWS one back?
Claire · Zinance
Yes, already chasing it. AWS have acknowledged the dispute, so the credit lands on your August invoice.
Answered in 8 minutes · median 9 min this month
Automation with oversight

Built for the AI era, so your numbers keep up with you.

MCP access

Ask ChatGPT or Claude

Customized dashboard

Built on your own metrics

1,000+ KPIs

KPIs updated daily

Integrations

Expertise across your most-used tools.

100+Integrations

Hover a tool to see what Zinance does with it.

Built for every stage of your company's growth.

Under $1M revenue

Get the infrastructure right from day one

Clean books, the filings you owe, and a dashboard your investors can read, at a cost that fits your stage.

  • Daily bookkeeping & reconciliation
  • Federal, state & Delaware filings
  • Investor-ready dashboard
Live in 7 business daysLearn more
$1M – $10M revenue

Hand the whole back office over

Bookkeeping, AR/AP, payroll, and tax fully handled by one team so you can put your attention on scaling.

Everything in Under $1M
  • AR/AP automation, end-to-end
  • Payroll across entities
  • R&D credits captured
One team, one roofLearn more
$10M+ revenue

Give your finance lead real leverage

Multi-entity consolidation, controller-level review, and CFO support that extends your internal team instead of replacing it.

Everything in $1M – $10M
  • Multi-entity consolidation
  • Controller-level review
  • CFO support & board pack
1,000+ KPIs, any volumeLearn more

Fully live in seven days.

  1. Connect

    Your stack, plugged in.

    • QuickBooksSynced
    • StripeSynced
    • MercurySynced
    • GustoSynced
    + 100 more, synced live
  2. Zinance runs it

    Zinance team at work.

    Your team handles the work
    Tax, review, and every judgment call
    You stay in the loop
    Updates in Slack as each piece clears
    1,248Transactions
    90%Auto-categorized
    June close0%
  3. You're live

    Numbers you can run on.

    Runway
    18mo
    $1.24MCash
    68%Gross margin
    • Board-ready P&L
    • Margin, by the day
    • Cash-flow forecast
    Current · updated today

Founders who stopped worrying.

This is exactly the bookkeeper we needed for our startup. Having the Zinance team is basically like getting a part-time CFO and I always have the reports my VCs need ready to go.

Mike Bell
CTO, Scheduler AI

Filing taxes was a major headache for me but with Zinance it's all sorted now. Thanks to Parag for building such a great product for us founders with on-point customer support. Highly recommend working with Zinance for books and taxes.

Josiah Contreras
CEO, Collaborative Dynamics

Zinance has been a game-changer for our startup. Daily bookkeeping with customized real-time CFO reports have been invaluable in helping us make informed decisions. Plus, their customer service is top-notch, always prompt and helpful.

Craig Goodwin
Founder, Bleachcyber

Know exactly what you’re getting.

Can’t find what you’re looking for? Book a 20-minute call and we’ll answer it live.

How often are my books updated?+
Zinance syncs your data daily, so your books, dashboards, and KPIs always reflect your real-time financial position.
Do you handle multi-entity bookkeeping?+
Yes. We support consolidated books across multiple entities, currencies, and regions, all managed in one dashboard.
What happens at month-end?+
Your reports are already up to date. With continuous reconciliation, month-end becomes a simple review, not a closing sprint.
Does Zinance handle both federal and state tax filings?+
Yes. We manage all filings: federal, state, and local, ensuring your business stays compliant across every region.
Can you support international tax compliance?+
Absolutely. Zinance covers cross-border tax management for entities operating in the US, EU, and APAC regions.
How do you keep my filings audit-ready?+
Every return is logged, time-stamped, and securely stored with a clear audit trail, so you're always prepared for review.
Do you help with tax planning or just filing?+
We do both. Zinance provides predictive forecasting and scenario planning to help you make smarter financial decisions year-round.
What exactly does a Fractional CFO service include?+
It provides strategic financial modeling, forecasting, and planning, giving you CFO-level clarity without hiring full-time.
Can I customize the reports I receive?+
Yes. Your dashboards and reports are fully customizable based on your KPIs, investor requirements, or board needs.
How often will I receive insights?+
Reports and insights update in real time, but you can schedule periodic summaries weekly or monthly as needed.
Is support included with Fractional CFO plans?+
Yes. You'll have dedicated financial support and access to our experts for strategic planning and model reviews.
How does Zinance help with invoicing and payments?+
We automate the full cycle: creating, sending, and reconciling invoices, so you get paid faster and pay vendors on time.
Can I track overdue invoices?+
Yes. Your dashboard shows all outstanding receivables, aging reports, and customer payment statuses in real time.
Do you integrate with billing or banking tools?+
Zinance connects with your billing systems and bank accounts to automatically sync transactions and match payments.
Can I approve vendor payments through Zinance?+
Absolutely. You can review, approve, and schedule payments directly from the platform, with full visibility and control.
Can Zinance handle payroll for international teams?+
Yes. We manage payroll across multiple countries, currencies, and tax jurisdictions, ensuring local compliance everywhere.
Does it include contractor payments?+
It does. Zinance processes both employee and contractor payments automatically, including freelance and remote hires.
How are taxes and deductions managed?+
All tax withholdings, benefits, and deductions are calculated and filed automatically within each payroll cycle.
Can I manage equity-based compensation?+
Yes. Zinance supports equity payroll, including RSUs, ISOs, and other stock options with precise tax handling.

Know exactly where you stand. Starting this week.

Book a 20-minute call and we'll show you what full-stack finance looks like for your business, starting this week.

  • Live in 7 business days
  • No long-term contracts
  • Your books belong to you