Turn innovation into savings.

Zinance helps you identify, calculate, and claim every eligible R&D credit, so you can reinvest in product growth instead of losing cash to missed incentives.

✓ IRS-compliant filings✓ Audit-ready reports✓ Up to $500K in savings

Take the complexity out of R&D credits.

Traditional R&D filing

Credit rules

✕R&D credit rules are confusing and change often

✓Automated R&D expense tracking, always up to date

Expense tracking

✕Expense tracking is scattered across tools

✓Centralized documentation and receipts in one layer

Documentation

✕Missing documentation risks losing credits

✓Built-in compliance and eligibility checks

Year-end cleanup

✕Year-end R&D cleanup is slow and stressful

✓Audit-ready reporting for every claim

Filing speed

✕Claims take too long without automation

✓Fast, accurate R&D credit filing in days, not months

Three ways we turn R&D spend into recovered cash.

From eligibility analysis to audit-ready filings, we run your R&D credit cycle end-to-end, so every qualifying dollar comes back to the business.

01 · How It Works

Your R&D credits, fully automated.

Automated credit eligibility analysis
Expense mapping and categorization
IRS-compliant documentation
Filing and claim tracking in real time

See a sample credit run

Federal R&D credit dashboard: total credit, qualified expenses, wages, contractor, cloud breakdown

02 · The Zinance Advantage

Claim confidently, with full visibility.

Clear audit trails for every claim
Multi-year R&D expense tracking
Seamless integration with your accounting suite
Built-in validation before every filing

See audit trails live

FY2024 R&D claimPre-filing checks

Live

Eligibility verifiedPassed
Project time tracking matchedPassed
Wage allocation calculatedPassed
Contractor docs attachedPassed
Receipts cross-referencedPassed
Audit trail being generatedRunning

5 of 6 complete

03 · Metrics

See the impact of claiming smarter.

Up to $500,000 in annual R&D savings
95% claim approval rate across clients
Average filing time: under 10 days
Every dollar reinvested into product growth

Estimate your credit

Annual recovery$500KReinvested back into product

▲ 7.5% YoY

Claim approval rateacross every claim we've filed for clients

Day 1Kickoff
Day 5Validated
Day 10Filed

Real founders. Real books. Real outcomes.

This is exactly the bookkeeper we needed for our startup. Having the Zinance team is basically like getting a part-time CFO and I always have the reports my VCs need ready to go.

Mike Bell

CTO, Scheduler AI

Filing taxes was a major headache for me but with Zinance it's all sorted now. Thanks to Parag for building such a great product for us founders with on-point customer support. Highly recommend working with Zinance for books and taxes.

Josiah Contreras

CEO, Collaborative Dynamics

Zinance has been a game-changer for our startup. Daily bookkeeping with customized real-time CFO reports have been invaluable in helping us make informed decisions. Plus, their customer service is top-notch, always prompt and helpful.

Craig Goodwin

Founder, Bleachcyber

R&D tax credit FAQs

Can’t find what you’re looking for? Book a 20-minute call and we’ll answer it live.

How much can my startup claim through the R&D tax credit?+

Qualifying startups can offset up to $500,000 of R&D spend against payroll taxes each year, even before turning a profit. Zinance calculates your exact eligible amount and files it for you.

What activities qualify for the R&D credit?+

Software development, product engineering, testing, and process improvement typically qualify. Zinance reviews your work against the IRS four-part test and documents everything to support the claim.

Can I claim the credit if my startup isn't profitable yet?+

Yes. Pre-revenue and unprofitable startups can apply the credit against payroll taxes via Form 6765 and Form 8974, turning R&D spend into real cash back.

Do you handle the filing and documentation?+

End to end. Zinance identifies qualifying activities, calculates the credit, prepares the documentation, and files the forms, so you capture the cash without the paperwork.