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Cash & runway

Default alive vs default dead

Also known as Default alive test

Default alive vs default dead asks whether a startup reaches profitability on the cash it has left, assuming current revenue growth and constant expenses.

Updated July 2026·Sources: Paul Graham, "Default Alive or Default Dead?"

Key takeaways

  1. Default alive vs default dead asks whether a startup reaches profitability on the cash it has left, assuming current revenue growth and constant expenses.
  2. The answer dictates the entire conversation with your board and investors.

What is default alive vs default dead?

Default alive vs default dead asks whether a startup reaches profitability on the cash it has left, assuming current revenue growth and constant expenses. If projected growth gets you to breakeven before the bank hits zero, you are default alive. If you run out first and must raise or cut to survive, you are default dead.

Worked example

A seed startup holds $900K, burns $75K net per month, and grows revenue 12% monthly off a $40K base. Plotting revenue growth against flat expenses, it crosses breakeven in month 9 with roughly $150K still in the bank, default alive. Drop growth to 4% and it never catches burn before cash runs out, default dead.

Benchmarks by stage

Paul Graham coined the framing in his 2015 essay, noting that when he asks founders more than 8-9 months in whether they are default alive or default dead, about half do not know, a sign they are not tracking the one question that determines every other decision.

Source: Paul Graham, "Default Alive or Default Dead?" (2015)

Why it matters for fast-growing companies

The answer dictates the entire conversation with your board and investors. Default alive lets you play offense, ambitious hires, new bets, because you control your own survival. Default dead means the only agenda is closing the gap: cut burn, accelerate growth, or raise now, before weak metrics make the raise harder.

Frequently asked questions

How do I know if my startup is default alive?+
Project your revenue forward at its recent monthly growth rate while holding expenses flat, then compare that curve to your cash balance and burn. If you hit profitability before cash reaches zero, you are default alive. Most founders need a simple financial model to answer this honestly rather than guessing.
What should I do if I'm default dead?+
Treat it as fixable, not fatal. You have three levers: cut burn to extend runway, accelerate revenue growth to reach breakeven sooner, or raise capital while your metrics still support a strong story. Act early, the longer you wait, the fewer options remain and the worse the terms get.

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